Andrew Rosen, CFP®, CEP
In March 2010, Andrew Rosen joined Diversified, bringing with him nine years of financial industry experience. As financial planner, Andrew forges lifelong relationships with clients. He coaches them through all stages of life and guides them to better achieve their goals. Andrew consistently delivers high-level, concierge service to all clients. He also writes extensively and has authored blogs, whitepapers and eBooks, all of which you can find in on our resources page. He has also been published in CNBC, Business Insider, Investopedia, IRIS, Fatherly and Yahoo Finance.
In 2003, Andrew graduated from the University of Delaware with a BS in finance and a minor in economics. He has obtained his Series 6, 7 and 63, along with property/casualty and health/life insurance licenses. In addition, Andrew received the CERTIFIED FINANCIAL PLANNER™ designation in 2006, the CEP in 2010, and has been named a Five Star Best in Client Satisfaction Wealth Manager every year since 2010.
Phone: 302.765.3500 | Email: andrew@diversifiedllc.com (opens in new tab) | Website: www.Diversifiedllc.com (opens in new tab) | Twitter: @AndrewRosen_CFP (opens in new tab)
Latest articles by Andrew Rosen, CFP®, CEP
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Being Rich vs. Being Wealthy: What’s the Difference?
It’s all about where you put the zeros — having a large bank account isn’t the same as having zero regrets and focusing on what brings you joy.
By Andrew Rosen, CFP®, CEP • Published
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Worried About Checking Your Portfolio? Don't Be: Things Are Looking Up
Though the markets are still fluctuating, this expert sees an encouraging upward trend and is giving himself permission to check his investments.
By Andrew Rosen, CFP®, CEP • Published
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The Markets Were Miserable Last Year, But That’s Great News
It’s all about perspective. Hopefully, you learned that your financial plan can withstand market downturns. If not, now you know you need to make adjustments.
By Andrew Rosen, CFP®, CEP • Published
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Common Financial Weaknesses and How to Overcome Them
Everyone has them, but identifying your financial weaknesses and taking steps to address them can mean a much more secure future and retirement.
By Andrew Rosen, CFP®, CEP • Published
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7 Financial Planning Steps to Take at the End of the Year
These moves are good to make at any time of the year, but doing them before 2023 arrives can help you enjoy a fresh, confident start to the new year.
By Andrew Rosen, CFP®, CEP • Published
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What You Need to Know About 2023 Social Security Changes Beyond the COLA
The cost-of-living adjustment (COLA) isn’t the only change on tap for Social Security next year. Some modifications might make you rethink your retirement plans.
By Andrew Rosen, CFP®, CEP • Published
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Savvy Strategies for Your Health Savings Account
health savings accounts HSAs are a super tax-advantaged way to save for health care expenses if you have a high-deductible health plan. So what are you waiting for?
By Andrew Rosen, CFP®, CEP • Last updated
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No Grinch Allowed! Inflation-Beating Tips for the Holidays
To make the most of your holiday season in these inflationary times, start planning NOW.
By Andrew Rosen, CFP®, CEP • Published
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The Great Change! (Is COVID Leading to Life Changes?)
personal finance When people stream in asking for help making major changes in their jobs, families and goals all in the pursuit of happiness, it makes you wonder what’s going on. Well, one financial professional has a theory – and a word of advice.
By Andrew Rosen, CFP®, CEP • Published
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Finding the Right Financial Planner During a Recession
Financial Advisers Navigating your way through a financial downturn takes resolve and know-how. Having the right person at your side during this touchy time could be critical.
By Andrew Rosen, CFP®, CEP • Published
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Should You Consider a Roth Conversion While the Market is Down?
Roth IRA Conversions Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conversion.
By Andrew Rosen, CFP®, CEP • Published
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Interest Rates are Rising – What This Means for Your Bank Account
personal finance First of all, when we say, “the Fed raised interest rates,” that’s a bit of a misnomer.
By Andrew Rosen, CFP®, CEP • Published
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Budgeting Basics for Wealth, Health and Happiness
personal finance Maybe not everyone needs a budget, but just about all of us can benefit from one. Here are the basics on why budgeting is important and how to get started.
By Andrew Rosen, CFP®, CEP • Published
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No Need to Panic: Social Security Is NOT Running Out
social security Yes, Social Security is undergoing some changes, including a possible reduction in benefits in the not-too-distant future – but the checks won’t stop coming. Here’s why the program is changing and what to expect.
By Andrew Rosen, CFP®, CEP • Published
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The Stock Market Is Another Life Lesson That Proves Stability Will Always Prevail
stocks Time after time it bounces back in the face of all sorts of disasters. Here’s why the stock market has proven to be so resilient, and how investors should respond (or not) when times are tough.
By Andrew Rosen, CFP®, CEP • Published
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What Does the Delta Variant Mean for Your Investments?
Coronavirus and Your Money As the COVD-19 pandemic continues into its next phase, it’s natural to be a little nervous. But now is not the time for panic or knee-jerk reactions. Here’s why.
By Andrew Rosen, CFP®, CEP • Published
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Here’s What to Do with the Money Left Behind in Old 401(k) Accounts
401(k)s First off, don’t lose track of it! You’d be surprised how many people forget about their old 401(k)s.
By Andrew Rosen, CFP®, CEP • Last updated
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Why the Bitcoin Craze Is Just Another Fad
cryptocurrency You’ve heard the buzz about Bitcoin, and you want in. Really? Why? Is it because you understand and believe in the long-term value of cryptocurrency, or is this merely the fear of missing out talking? Here are some warning signs I see to stay away from Bitcoin.
By Andrew Rosen, CFP®, CEP • Published
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Here's How to Foster Good Financial Habits in Your Children
personal finance Your kids are learning money habits from you, whether you realize it not, so try to set a good example and find ways to directly involve them in your financial life.
By Andrew Rosen, CFP®, CEP • Last updated
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How to Make the Most of Your Finances in Your 30s
personal finance It’s easy to get caught up in the day-to-day challenges of a burgeoning career, friends and family life, but your 30s are the perfect time to get your finances running smoothly.
By Andrew Rosen, CFP®, CEP • Published
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Divorce Happens: Planning Steps You Need to Know
Divorce If your marriage is strained, it’s not a bad idea to explore some of the basic steps you’d need to take to make a smooth exit. Planning ahead of time in case of divorce can make things easier on everyone involved.
By Andrew Rosen, CFP®, CEP • Published
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A Marriage Starter Plan for Finances: Even If You’re Late to the Party
personal finance Of course, the sooner the better, but it’s never too late for couples to get on the same page financially. Here are some points to discuss ASAP.
By Andrew Rosen, CFP®, CEP • Published
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How to Tell Whether You Can (or Should) Splurge on a Luxury Purchase
personal finance Think hard before you buy that sports car, RV or other dream item. There are other places where your money could serve you much better. Here’s how to evaluate whether a splurge works for you, and what you might be giving up.
By Andrew Rosen, CFP®, CEP • Published
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Don’t Buy This: Top 20 List of Things That Aren't Worth the Money
spending Buyer’s remorse is real, and if you purchase any of these 20 items, chances are you’ll get to experience it firsthand.
By Andrew Rosen, CFP®, CEP • Published